If the members of your house all share a car or cars your best option is usually to purchase breakdown cover based on the vehicles used with any driver operating it. Provided your vehicles are not too old this can be an extremely cost effective means of purchasing cover. But, a breakdown cover comparison that includes older vehicles and motorcycles yields a far different result. When we compare breakdown cover with these factors considered the best option is to base one’s cover policy upon the individual driver or drivers.

This is especially true for those in need of motorbike breakdown cover. You may notice that your regular car liability and collision cover company does not charge significantly more for each vehicle you add to your cover policy. The reason for this is simple. No one can drive more than one car or motorcycle at a time. This same logic makes motorcycle cover inexpensive. You’re not likely to have a breakdown of your motorcycle and your car at the same time. Therefore, by charging a reasonable premium over the cost of cover for one vehicle, the companies are assured of making extra profit.